Ray Lish & Associates Ltd are qualified Independent Financial Advisers with experience ranging back to 1980. Transferring offshore in 1992 we became full members of Inter-Alliance WorldNet in 1996 and subsequently relocated from the United Kingdom to Cyprus in 2000. As Appointed Representatives of Inter-Alliance WorldNet Insurance Advisors, we are Approved and Regulated in our Cyprus base by The Insurance Companies Control Service, Cyprus Registration Number FOS9. We have clients in more than 20 countries worldwide.

• The key to this ongoing and successful relationship with our clients lies in our simple and straightforward approach to Financial Planning. At the first meeting with our client, we conduct a commonsense but comprehensive and confidential Fact-Find to establish where our client is today in financial terms, and to what “destinations” (financially speaking) our client may wish to travel in the future.
  
• On any journey (including a financial one) a map is of great assistance, providing the traveller knows exactly where they are now! Accordingly, it follows that all our client’s existing investments must be included in our Fact Find, in order to correctly place the “You are here” arrow on their individual maps.
  
• A “Financial Map” (in the form of a written report), shows our clients exactly how they can get to their financial objectives, taking the most direct route. This “map” also helps to keep our clients on track and motivates them to go further by continually monitoring and showing them their progress towards their selected destinations!

Many of our clients tell us that this simple process of formally establishing and collating their information, in one place and at one time in a clearly defined and transparently visible format, often proves cathartic for them.

Erica & Raymond Lish